Key Managerial Personnel Details
Mr. Nitul Boruah is a qualified Company Secretary from the Institute of Company Secretaries of India, New Delhi and holds a Bachelor’s degree in Science. He has also received NSE’s Certification in Financial Markets (NCFM) Module. He has a corporate experience of over 6 years and prior to joining RGVN(NE)MFL, he worked with Allied Strips Limited as an Assistant Company Secretary. He played a significant role in the IPO and listing of the Company and subsequently in the restructuring. He was associated with Titan Group till September, 2010. Since then he has been re-locating to various destinations and worked as a Company Secretary in Whole Time Employment with corporates in Delhi and Gurgaon. He has also worked with companies like SGT Medical College, SAIL and VIRGO Group previously.
Ms. Richa Agarwal is a qualified Chartered Accountant by profession and holds a Masters Degree in Finance. She also held 9th Rank in the entire state of Assam in her Senior Secondary Examination. She has an experience of over 3 years in the field of accounting, taxation and auditing. She has worked under reputed Chartered Accountant firms in Guwahati. She is presently the Chief Financial Officer of RGVN (North East) Microfinance Ltd. and looks after all the financial matters of the organization.
Mr Rajib Sarma is a seasoned Credit and Risk underwriting professional with over two decades of experience in financial retailing with leading Private Banks and NBFCs in India. Expertise and keen understanding of various products ranging from loan against property, home loans, personal loans, business loans, supply chain financing to life insurance Underwriting. Industry knowledge and hands on experience of the MSME segment in North India enabled in the designing of various income and surrogate based products catering to an all inclusive clientele. Impressive success in end-to-end analysis and appraisal of credit proposals with independent approving authority. Highly skilled in tracking and identifying frauds, evaluating internal credit control systems, policies and procedures and managing preparation of audit reports.
Previous successful stints were with leading entities like BHW Birla Home Finance Ltd, HDFC Bank Ltd, Indiabulls Housing Finance Ltd, Deutsche Postbank Home Finance Ltd, Religare Finvest Ltd, Axis Bank Ltd and Max New York Life Insurance Co Ltd. Successfully launched and set up the credit processes, controls and systems to ensure operational excellence and reduce risk at a startup platform, Loan Saathi, in Delhi and Bangalore during 2016 to 2018 as Vice President (Credit). Served the last assignment with Cholamandalam Investment and Finance Company Limited as Regional Credit Head for their Home Equity business in Delhi and NCR. Earned recognitions and accolades in various organizations for booking quality business, creating higher IIR by changing focus in building granular portfolios, flawless due diligence in underwriting of big ticket cases, timely detection of frauds, reduction of delinquency ratio and for many other initiatives.
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