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                                      Nalanipam Cluster


Cluster Size: 10 members / 2JLGs
Cluster Name: Nalanipam Cluster
JLG Size: 5 members each
Cluster Location: 10 Km of RGVN Branch
Member Profile: Miss Champa Gogoi
Found out about RGVN: From friends who had taken loans from RGVN


RGVN Loan Amount: INR 18,000, Loan Cycle: 3
RGVN Loan History: INR 13,000, Loan Cycle: 2; INR 8,000, Loan Cycle: 1
Bank A/c: Assam Gramin Bikash Bank(Savings A/c)


Financial Need:

   Meet raw material cost
   Children’s Education
   Housing
   Loan Repayment @ INR 1,320 p.m.


Primary Product: Sericulture Slik
   Process: Cocoon purchased from the market, boiled and spun to yarn
Monthly Profit/Man including cost of labor: INR 18,500


Financials:

   C.P . of cocoon for a 54 inch shawl = INR 500 (Rate=INR 800/kg)
   Wholesale S.P. of 54 inch shawl = INR 3,000
   Man Days for 1 shawl: 4
   1 Month: 8Shawls